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By Rah Law | 03/13/2025

How much could your injury be worth? It depends.

Imagine this: You’re walking down the sidewalk, enjoying the day. The next thing you know, you’re on the sidewalk, in agony because someone wasn’t paying attention. Now you’re accumulating medical bills from work, and insurance companies offer you a less-than-fair deal.

Average Personal Injury Settlements by Injury Type

Ring a bell? You’ve been injured due to someone else’s negligence, so you may want to know how much your case is worth. The fact? There’s no specific dollar amount. How much a personal injury settlement amounts to depends upon the type of injury and degree of the damage, the circumstances surrounding it, and the respective laws of your state.

If you’re in Springfield, MO, being aware of local legal rules will favor you while negotiating your settlement. Let’s talk about the division of average personal injury settlements based on different kinds of injuries.

1. Whiplash and Soft Tissue Injuries

In most cases, injuries are caused by car accidents, falls, and sudden jolts that elongate muscles and ligaments. Whiplash may not even seem serious to begin with, but it can lead to chronic pain and discomfort.

  • The intensity of pain, recovery period, and medical cost determine compensation.
  • Insurance adjusters often downgrade these injuries, so legal advocacy is required.
  • Physical therapy expenses and lost wages are taken into consideration in compensation.

2. Fractured Bones and Broken Bones

A broken leg or arm can heal in weeks, while others require surgeries, implants, or rehabilitation for months.

  • The severity of broken bones determines the settlement.
  • Several breaks or breaks requiring surgery tend to involve larger settlements.
  • Long-term effects of the injury, such as arthritis or loss of mobility, translate to financial settlements.

3. Spinal Cord Injury

Spinal trauma can cause debilitation, affecting mobility, independence, and even function.

  • Partial or complete paralysis leads to large settlements based on long-term care needs.
  • Rehabilitation, home modification, and aids are included in compensation determinations.
  • Pain and suffering awards are generally granted based on permanent impairment to quality of life.

A personal injury attorney in Springfield can help you receive financial assistance for your incurred distress. 

4. Traumatic Brain Injuries (TBI)

Brain injuries can range from mild concussions to severe intellectual disability.

  • Compensation considers ongoing medical treatment, lost capacity to earn, and emotional trauma.
  • Symptoms like loss of memory, changes in mood, or loss of cognitive function impact settlement size.
  • Severe lifetime cases yield the highest settlements.

5. Burn Injuries

Burns are physical and emotional wounds with extensive treatment and rehabilitation involving massive medical interventions.

  • Settlement sizes depend upon the degree of severity (first, second, or third-degree burn).
  • Disfigurement, scarring, and psychological trauma are all key considerations in computing the compensation.
  • Multiple operations, skin grafts, and extended recovery periods yield more significant awards.

6. Amputation or Loss of Limb

Loss of a limb forever changes a person’s life, affecting mobility, independence, and job opportunities.

  • The person might need prosthetics, long-term therapy, and struggle with emotional trauma.
  • Pain and suffering damages are typically high.
  • Lost wages and loss of future earning capacity are significant factors.

7. Permanent Impairment or Disability

Some injuries are non-healing and cause permanent physical or mental limitations.

  • Settlements encompass ongoing medical costs, assisted living needs, and loss of quality of life.
  • Emotional and psychological consequences, such as depression or PTSD, are added to the compensation.
  • Compensation for lifestyle modifications involving home accommodations is generally part of a settlement.

Understanding Missouri laws and their Influence on settlements is crucial. Missouri follows a comparative negligence statute in personal injury cases, which means your damages could be reduced if you are partially responsible for an accident. Being aware of these laws prepares you for the legal process. Missouri follows a comparative negligence statute in personal injury cases—i.e., if you are partially responsible for an accident, your damages could be reduced. For example, if you are 20% responsible for an accident, your recovery will be proportionally reduced.

Apart from that, the majority of personal injury damages in Missouri are not capped, so victims can receive complete compensation for medical bills, lost income, and pain and suffering. There are, however, caps on non-economic damages in the event of medical malpractice.

The Role of Personal Injury Lawyers in Springfield

When dealing with personal injury claims, the legal process can be overwhelming, especially when insurance companies are trying to minimize payouts. In Springfield, personal injury lawyers play a crucial role in fighting for fair settlements. They analyze evidence, negotiate with insurers, and, if necessary, represent you in court. Their expertise significantly increases the chances of receiving the maximum compensation, especially for severe injuries requiring long-term care.

A good lawyer increases the likelihood of getting the maximum compensation, particularly for severe injuries requiring long-term care.

If you’re in Springfield, Missouri, staying aware of state laws and seeking legal guidance from us can make all the difference in your settlement outcome.